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Charis Fok — Mortgage Broker · Australian loans, property & life
Meet your broker

Hi, I'm Charis —
here to make it simple.

Property is more than just buying a home — it's about creating opportunities, building wealth, and securing your future.

I help individuals and families navigate the Australian property market with confidence. Whether you're a first-home buyer, investor, upgrader or refinancer, I'll help you understand your options, compare lenders, and create a finance strategy aligned with your long-term goals.

Available in English, Mandarin and Cantonese, my approach is simple: honest advice, personalised support, and guidance from start to finish you can actually understand.

EnglishMandarinCantonese
Contact CharisBuild my property report
How I work

A steady hand, start to finish

I work for you

As your broker I'm on your side of the table — comparing a broad panel of lenders to find what genuinely fits, not what suits a bank.

Clear, in your language

Every step explained plainly in English, Mandarin or Cantonese, so you always know what's happening and why.

In it for the long run

From your first chat to well after settlement — and your next purchase too. I'm here when life changes.

Client reviews

What Charis's clients say

Verified 5-star Google reviews from real clients.

As a new immigrant from Hong Kong, the mortgage process in Melbourne felt overwhelming at first, but Charis made everything so much easier. She listened carefully and worked tirelessly to find the best deal. I secured a great loan with a reliable bank and couldn't be happier — I highly recommend her, especially to new immigrants.
KT LamFirst home · new to Australia
From our very first interaction, Charis showed impressive professionalism and expertise. What sets her apart is her genuine commitment to her clients' success — she goes above and beyond. She exceeded my expectations and I'm grateful to have her on my team!
Mat CheungInvestor
As a first home buyer, I felt confident and well-supported throughout the whole process. Charis is approachable, patient, and handles every detail meticulously, making it completely stress-free. I highly recommend her for her professionalism and expertise.
Peony ChuiFirst home buyer
Charis has extensive knowledge and experience in the Melbourne property market. She guided us in making the right decisions throughout our purchase — incredibly helpful, patient and responsive, with prompt and thorough answers the whole way.
Lam TonyProperty purchase
Thank you, Charis, for helping us handle two mortgage transactions. You were so detailed and responsible throughout the entire process, and answered all of our questions. We look forward to working with you again on our next property.
Suki GeTwo transactions
An exceptional mortgage broker — efficient, knowledgeable and incredibly reliable. She made the entire loan process seamless and secured the best deal, exceeding my expectations. I highly recommend her to anyone wanting a hassle-free experience.
Xie XiangbingRefinance
A really nice experience working with Charis. She's very helpful and patient in explaining the details I needed to know, and always gives a quick, timely response.
Hannah FongRepeat client
Charis's expertise and dedication truly make a difference. I appreciate how she navigates the complexities of the market and provides invaluable insights. Keep up the fantastic work!
Ellen PangHome loan
Absolutely thrilled with my experience working with Charis! She took the time to understand our needs and provided valuable insights that helped us make informed decisions. Communication was prompt and clear throughout. Highly recommend Charis to anyone looking for a reliable and knowledgeable broker. Five stars!
Pang TsztingYoung couple

Let's have a chat

Have a relaxed, no-pressure conversation — in the language you're most comfortable with.