Loan health check
Is your home loan still working for you?
A quick, private check of your current loan — how it compares, what you might save, and a few things worth a closer look. Nothing leaves your browser.
$500,000
6.60%
28 years
Your loan health
51/100
Time to review
You could potentially save
$226 / month
Interest saved (rest of term)$76,061
Your repayment now$3,267
At 5.89% (assumed)$3,041
- Your rate looks high — about 0.71% above a competitive rate.
- It's been a while since your loan was reviewed — rates move.
- No offset account — even a modest balance can cut interest.
Indicative only — compared against an assumed competitive rate of 5.89%, not a quote or offer. Your real options depend on your full situation.