Calculators
Offset savings
Money in a linked offset account reduces the balance you're charged interest on. See how much interest you could save and how much sooner the loan could be gone.
$500,000
6.20%
Indicative only — your rate depends on the lender and loan.28 years
$30,000
Everyday savings you keep in the linked offset account.$200 / mth
With an offsetTalk to Charis about this
Total interest you could save
$182,869
Loan paid off sooner by4 years, 10 months
Monthly repayment$3,139
Paid off in (with offset)23 years, 2 months
With offset Without offset
Indicative only — assumes a constant rate and that the offset balance stays put. Excludes fees. Charis can model your real setup.